Alice was planning on competing in her 6th karate competition in Japan, she took out travel cover in case she got injured or any of her possessions were lost or stolen. Two days into her competition Alice suffered a fall which injured her left shoulder she had to be hospitalised. When she tried to claim back her medical expenses, her insurer reimbursed for all her medical expenses. Luckily Alice had Travel and Martial Arts Insurance or she would of been out of pocket thousands of dollars.

Craig and Danny were planning to take their son Alex to the USA to compete in the 2017 Open Martial Arts Competition. They booked some cheap flights which had a three night stopover. Unfortunately for Craig and Danny, civil unrest broke out in the country where their flight were scheduled to stop. They had paid for travel insurance, and thought they were fully prepared for all eventualities – but they had forgotten to check the exclusions on their travel insurance policy.